THERE is an ancient proverb that everyone in business should remember.

It goes like this. Give a man a fish and you feed him for a day. Teach him how to fish and he will have to raise money to buy a boat, promise to sell the banks his house plus several important body parts if he can't meet his payments, pay provisional tax on his provisional tax before there is any income to provisionally tax, conduct an environmental impact statement to establish that there is both an environment and an impact, and then throw himself into the sea because no one will pay him. Just give him a fish, for goodness sake.